Built for Switzerland 🇨🇭
Will your retirement savings be enough?
Could you stop working sooner than you think? Do you know if you're on track?
SwissPillar4 gives you a realistic estimate from your own figures — no data sharing, no account.
Many could stop working sooner than they think — the app shows you your earliest possible year.
3a contributions, pension buy-in, staggered withdrawals — for your municipality, with your numbers, in CHF.
The app shows you the impact of both options — full pension and lump sum — with your numbers. What that means for you becomes immediately visible.
Income, expenses, savings rate — and what that means for your retirement.
All data stays encrypted on your device. No account, no server, no third parties.
40 years of investment strategy in one hour — make mistakes without risking real money.
Educational tool, not advice. SwissPillar4 is an educational and calculation tool. It provides planning figures about Swiss retirement provision (AHV, BVG, Pillar 3a) based on public law and your own inputs. The app does not constitute investment, tax, legal or pension advice, and provides no investment advice within the meaning of FIDLEG. It recommends no specific financial products, funds or providers.
Assumptions and no warranty. All calculations rely on assumptions and your inputs — estimates, not guaranteed forecasts. Past returns are no guarantee of future results. Information provided without warranty.
Own responsibility. Decisions you make based on the app are your own responsibility. To the extent permitted by law, any liability for damages arising from use is excluded. Swiss law applies.
Christian Walther
Zurich, Switzerland
info@swisspillar4.ch
Messages to this address may be pre-processed by AI systems.
This app does not provide individual financial advice and does not constitute investment advice under FIDLEG.
All information provided without guarantee.